🎁 Get Assured Gifts on Any Loan or Credit Card Application
Unlock premium credit in minutes with CreditShala
Compare the best credit cards, secure the perfect loan, and manage every milestone from approval to EMI reminders—all in one beautiful dashboard.
95%
Instant Card Approvals
₹5Cr+
All Loans Monthly
140+
Banking Partners
4.9 ★
Customer Trust Score
Featured Card
Cashback Platinum
- ₹5,000 welcome bonus on first 30 days spends
- 5% unlimited cashback on groceries & fuel
- No-cost EMI on purchases above ₹3,000
Hand-picked cards with perks you'll actually use
Unlock instant digital cards, curated rewards, and transparent charges. Every card is backed by RBI-regulated issuers and fraud monitoring.
Cashback Platinum Card
5% back on groceries & fuel, airport lounge access, and zero annual fee on annual spends above ₹1.5L.
- Instant digital KYC
- Tap-to-pay security
- EMI on swipe
Travel Rewards Signature
Earn 4x air miles on travel spends, complimentary travel insurance, and concierge support 24/7.
- Priority check-in
- Lounge access
- Forex markup 1.5%
Premium Metal Card
Luxury dining benefits, golf passes, and monthly cashback curated for high spenders and business owners.
- Metal form factor
- Dynamic credit limit
- Fraud alerts
All Loans first, with more when you need them
All Loans take priority with lightning-fast approvals. Expand further with business or home financing whenever you're ready.
Instant Loans
Paperless approvals in minutes with flexible EMIs, ideal for travel, medical, or any urgent need.
View loan detailsBusiness Booster Loans
Cash-flow friendly working capital with doorstep documentation pickup and collateral-free options.
View loan detailsHome Dream Loans
Best-in-market interest rates, doorstep service, and co-applicant friendly onboarding for your new home.
View loan detailsZero jargon, all trust
From soft credit checks to final disbursal, we keep you informed and in charge. Track every stage in real time and get proactive support.
Compare instantly
Smart recommendations surface the right credit card or loan based on your spending style and income.
Apply with confidence
Digital KYC, bank-grade security, and instant eligibility checks with human experts on standby.
Track every milestone
Real-time status alerts, payout tracking, and EMI reminders keep you in control after approval.
People choose CreditShala for confidence
Verified reviews from customers who secured the right card or loan faster than they imagined.
“I received my cashback credit card within 48 hours. The dashboard helped me compare perks side-by-side without hidden fees.”
Shreya Mukherjee
Marketing Manager, Bengaluru
“The loan approval was lightning-fast and the EMI simulator made repayment planning effortless.”
Rahul Raj
Entrepreneur, Pune
Personal banker experience, zero paperwork
Apply with your phone, get human support whenever you need it, and unlock exclusive perks at every spend milestone.
- • Smart comparisons across banks and NBFCs.
- • Document locker with encryption and consent tracking.
- • EMI reminders and spending insights post-approval.
Ready to upgrade your credit journey?
Join thousands of customers unlocking premium cards and personalised loans through CreditShala.
Talk to an expertFrequently Asked Questions
Trustworthy guidance for your credit decisions.
How fast can I get a credit card?
Complete the digital application and video KYC to receive a virtual card in under 30 minutes. Physical card dispatch happens within 48 hours.
Will applying impact my credit score?
We perform soft checks first. A hard inquiry happens only when you accept an offer, ensuring minimal impact.
What documents are needed for all loans?
PAN, Aadhaar, income proof, and bank statements. Salaried users can auto-fetch documents using our secure consent flow.