About CreditShala
Personal credit, made simple and trustworthy
We started CreditShala to bring the best credit cards and all loans under one transparent roof. From instant virtual cards to customised installment plans, our mission is to make credit feel empowering—not intimidating.
Transparency first
Clear pricing, zero hidden charges, and honest comparisons so you always choose the right card or loan.
Mobile native
Apply, verify, and track approvals from your phone with instant notifications and gorgeous interfaces.
Security obsessed
Bank-grade encryption, consent-based document sharing, and continuous fraud monitoring build trust by default.
Built by credit veterans, designed for you
Our founding team includes former bankers, fintech builders, and data scientists who have launched award-winning credit products. We fuse deep underwriting expertise with delightful product design.
- • 12+ years average experience across cards, loans, and digital banking.
- • Partnerships with top issuers and NBFCs across India.
- • Compliance-first mindset with audits, DPDP readiness, and SOC2 partners.
Why customers stay
Dedicated success managers, proactive savings insights, and milestone-based rewards keep every journey rewarding well after approval.